End‐to‐end security assurance for payment processing

The fully PCI‐compliant payment gateway leverages machine learning and manual checks to fight both criminal and friendly fraud. Associates continuously track and analyze business‐specific data, searching for hidden patterns.
Tokenisation, 3D Secure and Blacklisting enable easier authorisation and transmissions, preventing unnecessary obstacles for valid users.
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Utmost security across processing cycle


3D Secure, AVS and Intelligent Routing cut the time, needed for authorisation.


All sensitive data is transmitted via PCI‐compliant pipelines, assuring sufficient protection.

Storage & retrieval

Tokenisation enables storing encrypted data anywhere. It facilitates recurring payments and loyalty programs.

Reporting and analytics

The system leverages machine learning and manual checks in order to search for patterns in raw datasets.

A stack of effective solutions, helping to grow authorisations globally.

3D Secure

Associates help merchants develop a unique 3D Secure architecture in line with their individual business needs. A non‐invasive sequence enables to define the scope for 3D Secure checks and decide which requests pass or fail.

Intelligent payment routing

The payment system channels requests to the most fitting acquiring bank, included within an extensive international network. Based within the same jurisdiction as the issuing bank, the acquirer delivers a higher probability for a successful payment completion.

Address Verification Service (AVS)

As an additional layer, AVS serves to compare the address, specified by the payee, and the one, saved on file at the issuing bank. It acts as a strong defense against criminal fraud.


exactly® assures PCI compliance across all the processes to transmit and store sensitive payment data.

Benefits merchants enjoy

The dedicated manager is always ready to deal with banks and regulators, furnishing requested documents and answering queries.

The dedicated manager is always ready to deal with banks and regulators, furnishing requested documents and answering queries.

What is PCI compliance?

PCI DSS is a set of standards that apply to payment processing architectures. Any organisation handling payment data should comply with 12 rules that cover cardholder data, vulnerability management programs, access control, monitoring and overall security policies.

Storage & retrieval
Thanks to tokenisation, all merchants need to do is to transmit payment data to our system via API, with no need to assure PCI compliance on their sites.
Reporting and analytics
Associates dig into raw data, identifying obfuscated patterns and helping prevent reemerging threats.


Identify and filter out customers by region, IP address, credit card details. Blacklisting helps guard against coordinated fraud attacks including card theft, customer identity theft, card testing and more.

Cut chargebacks

A dedicated chargeback team helps diminish both criminal and friendly fraud. Early alerts notify about any actions by users, enabling them to launch the pre‐chargeback process fast. Representment leverages both machine learning and manual procedures for higher efficiencies.

Machine learning

The system implements machine learning to perform millions of fraud verifications within seconds. A combination of historical data and instantaneous updates delivers actionable insights immediately.

Personalised approach to customer experience engineering

Associates help merchants take a broader look at their business and identify areas for improvement.

The manager continuously tracks and analyses payment security. Merchants rely on the proficient team, not need to worry about PCI compliance. Machine learning and manual verifications offer a formidable guard against fraud, whatever form it might take.

Frequently Asked Questions
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